Does a Workers Compensation Settlement Affect Social Security Disability

If you’re receiving Social Security Disability Insurance (SSDI) Benefits, there is a chance that your benefits could be affected by a workers compensation settlement. What does this mean for your benefits moving forward? Is there a way to keep your Social Security disability benefits in place while you work through the workers’ comp settlement? What should your next steps be? The Williams & Kamb Lawyers can take you through the process and help answer any questions along the way. Our specific experience in workers’ compensation settlements makes us the best partner to help you navigate potential impacts your Social Security disability benefits may face. 

Does workers’ compensation affect Social Security disability?

In most instances, a workers’ compensation settlement could affect your Social Security disability benefits if you aren’t properly prepared. Even if you wait to begin benefits after your workers’ compensation settlement is complete, you could still face some impact. Depending on the amount you’re receiving for the workers’ comp settlement, your Social Security disability benefits could be reduced. However, any such reduction can be minimized.  Working with an experienced attorney like the lawyers at Williams & Kamb is the first step toward keeping your benefits protected. 

What should my next steps be?

While working with an experienced workers’ compensation attorney is an important step, it is not the only step. The Williams & Kamb team will be with you throughout every aspect of the process making sure your benefits are protected and you get everything you need to continue supporting yourself and your family. Along with meeting with a trusted workers’ compensation attorney, you’ll want to be sure you have all your documentation and continue communication throughout the process of getting your benefits properly arranged.

Set up a meeting with a workers’ compensation attorney

Setting up a meeting to talk with a workers’ comp attorney is a great step in the right direction. Working with a workers’ comp lawyer allows you to reap the benefits of their experience and expertise ensuring you’re getting everything you deserve even following the settlement, even if you were at fault. Be sure to have all your information gathered including details about your Social Security disability benefits and your workers’ comp benefits. If you have any questions, you’ll be able to get those answered while also discussing your next steps.

If you have not yet applied for Social Security disability benefits, and have been hurt at work, you should contact a workers’ compensation attorney before applying to Social Security.

Understand your current benefits and what could change

It is important to understand the overall interaction that workers’ comp settlements can have with Social Security disability benefits. The combined total of payments from the workers’ comp settlement and Social Security disability benefits cannot exceed 80 percent of your earnings. If they do, then the additional amount over 80 percent would be taken from what you’re receiving through Social Security disability. Working with an experienced workers’ comp lawyer can advise and implement a plan to offset this difference. At Williams & Kamb, we’ll work with you until we find a solution that will meet your needs. Our expertise is on your side.

Maintain communication with your lawyer and stay on top of your next steps

Staying in contact with your workers’ comp lawyer is the best way to ensure you’re receiving all the information you need. The attorneys at Williams & Kamb will be available whenever you need answers to any questions. As experienced attorneys, we’ll be able to help reduce and potentially avoid any reductions you might face.

Managing the affect a workers’ compensation settlement could have on your Social Security Benefits

You do not have to figure this out for yourself. You are not alone in navigating the complexities of Social Security benefits and your workers’ comp settlement. The lawyers at Williams & Kamb focus mainly on workers’ comp cases so you’ll be our top priority. Schedule a meeting with someone from our team to begin discussing what to do next. We’ll be able to look into all of your options and get you moving forward ensuring you’re getting the most out of your benefits. 

Take the first step in learning how a workers’ compensation settlement could affect your Social Security disability benefits. Reach out to our team to schedule a call at 864-932-3761.